If you’re a new parent, you know the joy of a newborn more than anyone else out there. (Or at least you tell yourself that, as if no one else out there has ever had kids.)
Nonetheless, you gain a newfound respect for life, realizing how precious it really is to be alive, to feed and grow and nourish something, and even realizing your own capacity for hardships and annoyances when love prevails. Like, who is okay with waking up every hour of the night to check on a helpless living thing? Parents, that’s who.
There’s the keyword, though. Helpless. Our children are honestly pretty much entirely dependent on us for love, for advice, for comfort, for protection, for food, for growth and education, and for countless other things. It’s kind of amazing to behold a child without their parent, sometimes. How are they supposed to survive, to live and grow?
These are questions you fortunately do not have to ask yourself because, well, you love them enough to be there for them.
But what if you can’t be there for your child? What if you were struck by disaster, leaving your child without a loving and caring parent? They would have zero support. Zero protection. Zero food. Zero love. (Obviously someone else would take them in or your spouse would still be around for them, but you get the idea.)
Now that you have a child, visions of disaster may seem all the more real to you. Having something utterly helpless depend on you makes you weigh your choices in life a lot more heavily. You now see risks a lot more clearly, almost as if having a child changed your thinking and sight, like you’re wearing a permanent pair of glasses that give utmost clarity in risky decisions and to avoid them.
Life insurance is the answer to your worries. Yes, you’ll die eventually. It’s not the greatest thing to dwell on. But if you die early from some sort of thing out of your control, at least your children will be set financially with the loss of a huge part of the family income. At least your spouse can carry on while grieving and not have to worry about bills piling up in your absence. At least your family will have a solid plan and you’ll have protected them from further hardship in the wake of your death. Life insurance wilkes-barre PA does the trick and solves all these problems.